A free, private zakat calculator - add your assets, deduct your debts, and see the 2.5% due once you reach the nisab. Nothing leaves your device.
Your wealth
Nisab
Enter the gold and silver prices to set your nisab.
What is zakat?
Zakat is the third pillar of Islam: a yearly due of 2.5% on the wealth a Muslim has held for a lunar year, given to those entitled to it. Allah pairs it with prayer throughout the Quran, and commands: 'Take from their wealth a charity by which you purify them and cause them to grow' (Surah at-Tawbah 9:103). It is not a tax on income but a yearly share of standing wealth above a threshold (the nisab), purifying what remains and circulating it to the poor.
The nisab and what is counted
Zakat is due only once your net zakatable wealth reaches the nisab - the value of 85g of gold or 595g of silver - and a lunar year has passed over it. Zakatable wealth includes cash, gold and silver, money saved, trade goods, and money owed to you that you expect back; debts you owe are deducted. Scholars differ on whether to use the gold or the silver nisab; many use the lower (silver) so that more reaches the poor. The rate is a quarter of a tenth - 2.5%.
Who receives zakat
The Quran names eight categories who may receive zakat: 'Zakat is only for the poor and the needy, and those employed to collect it, and for bringing hearts together, and to free captives and debtors, and for the cause of Allah, and for the stranded traveller' (Surah at-Tawbah 9:60). Giving it to those entitled - often through a trusted local mosque or charity - completes the act.
Common questions
How much is zakat?
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2.5% (a quarter of a tenth) of your net zakatable wealth, once it meets the nisab and a lunar year has passed over it.
What is the nisab?
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The minimum wealth before zakat is due: the value of 85g of gold or 595g of silver. Below it, no zakat is owed. Many use the lower (silver) threshold so more reaches the poor.
What wealth is zakatable?
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Cash and savings, gold and silver, trade goods and business assets, and money owed to you that you expect back. Debts you owe are deducted. Personal items you use - your home, car, clothes - are not counted.
When do I pay it?
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Once your zakatable wealth has stayed at or above the nisab for one lunar year (hawl). Many people pick a fixed date each year - Ramadan is popular - to work it out and give it.
Is my information private?
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Yes. Every amount you enter stays in your browser - nothing is sent to a server, and nothing is tracked. Like everything here, this calculator is free forever, funded as sadaqah.
This guidance cites the Quran and authentic Sunnah and is pending scholar review. If you spot an error, please let us know - corrections are welcome.